WHY I CHOOSE CARDINAL:
I’m a Realtor in Traverse City. Many times I have clients who move to the area and it’s always easy to refer Cardinal Insurance. They do a great job looking for the best fit for each client. I’ve recommended them to friends & family members as well, they’ve always been attentive, responsive and competitive in their pricing. They did such a good job for others that I let them take a look at my insurance needs (thought they couldn’t beat what I had in place). Turns out I now have better coverage with a less expensive price tag; you can’t ask for more then that!
Debra J. Hall, client since 2011
WHY I CHOOSE CARDINAL:
"The professionals at Cardinal Insurance in Traverse City Michigan are just that - professionals. They remember my name, they get back to me so quickly, and they get back to me with answers. Beyond being affordable insurance, these people care. The customer service is outstanding and they have taken the time to build a relationship with me and my family and they have my trust. That is rare these days. Cardinal insurance will be my Agency for years to come."
-Kathleen Johnson 2022
Business Owners Package policy, commonly called a “BOP” contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.
Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers’ compensation, professional liability, or business vehicle coverage.