Floods are the most common and costly natural disaster in the United States. Floods can happen at any time and without warning, so it is important to be prepared for a flood.
The Federal Emergency Management Agency (FEMA) has created a map that shows which areas of the United States are at risk for flooding. The map also shows how high the flood water may reach in those areas. It is important to know what areas you live in and how high your home will be flooded before purchasing flood insurance, because if you do not have flood insurance, your homeowners’ insurance will not cover any damage from a flood.
Flood insurance is a type of insurance that covers the cost of rebuilding your home and its contents after it has been damaged by floodwaters.
In addition to covering damages from flooding, there are other perils that are covered under flood policies such as windstorms or hail damage.
Flood insurance is an insurance that protects homeowners from damages caused by flooding. Floods are one of the most common and costly natural disasters in the United States.