WHY I CHOOSE CARDINAL:
I’m a Realtor in Traverse City. Many times I have clients who move to the area and it’s always easy to refer Cardinal Insurance. They do a great job looking for the best fit for each client. I’ve recommended them to friends & family members as well, they’ve always been attentive, responsive and competitive in their pricing. They did such a good job for others that I let them take a look at my insurance needs (thought they couldn’t beat what I had in place). Turns out I now have better coverage with a less expensive price tag; you can’t ask for more then that!
Debra J. Hall, client since 2011
WHY I CHOOSE CARDINAL:
"The professionals at Cardinal Insurance in Traverse City Michigan are just that - professionals. They remember my name, they get back to me so quickly, and they get back to me with answers. Beyond being affordable insurance, these people care. The customer service is outstanding and they have taken the time to build a relationship with me and my family and they have my trust. That is rare these days. Cardinal insurance will be my Agency for years to come."
-Kathleen Johnson 2022
If you do not own a home, renters insurance is an extremely inexpensive option to protect your contents. We sell a lot of renters insurance policies and advocate their benefits as many times, the multi-policy discount to your auto policy will more than pay for a small renters insurance policy. It’s common to not only get the renters insurance for free after applying the discount to your auto insurance, but being given such a big discount that having both policies costs you less than just the auto.
Why Should You Have Renters Insurance?
The answer is simple: you sleep better at night and feel better when you are away.
Often, renters don’t realize that the owner/landlord has insurance for the building but what is inside your walls is not covered unless you insure it yourself.
It doesn’t matter if you’re renting an apartment, a condo, or a home – most likely, your landlord’s policy is not going pay for that beautiful plasma TV or any other furniture or personal items in the event of theft or other common types of loss, such as fire.
If it’s inside your walls, it’s yours, and you need to protect it. In today’s world we all tend to accumulate possessions, and the value of contents can add up very quickly. Making sure you have sufficient coverage can help you get back on track a whole lot easier than if you try to go it alone. You’ve worked too hard for what you have to lose it all in moment’s notice. Let us take the risk.
The experts at Cardinal Insurance Group are just a click away. Don’t wait another minute – get a free renters quote today!
Put Cardinal Insurance Group work for you! Ask about our discounts and special programs. Many discounts are available on renters policies, especially for certain safety features such an interior and/or exterior sprinkler system.
Additional Coverage
Renters policy coverage, sometimes called “apartment insurance,” not only protects personal property like your TV, furniture, and clothing from a variety of losses, but can also include liability coverage which could help if someone is accidentally injured on the property due to negligence, such as slipping on a wet floor in the kitchen.
Rental Properties
Our agency also writes Non-Owner Occupied Properties sometimes referred to as Landlord Property or Rentals. We can write them if the home is rented out year round, or even if it’s a weekly or seasonal rental. We also are able to write rental homes for out of state owners, which many companies in Michigan are not able to do.