Why Did My Car Insurance Go Up So Much?
On average, the cost for personal auto insurance in the US rose 20.6% over 2023 costs, which was also up an average of 17.4% from 2022. We all know that…
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Michigan Condo Insurance: What You Need To Know
When purchasing or owning a condominium in Michigan, it is important to purchase adequate coverage beyond the association’s policy to protect your investment and assets. The condo association’s policy protects…
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Do I Need Landscaping Business Insurance?
The quick answer is yes landscapers need business insurance. Here we will look at the different exposures and insurance products specifically for landscaping businesses. General liability insurance protects the business…
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Is My Car Insured For Shipt Deliveries?
Yes and No. Shipt provides some insurance, but here we will discuss the insurance you need to have for your own protection. Personal auto insurance policies were created to provide…
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Workers Comp Insurance Audit Costing You More Money?
You paid for your full year of business insurance, so why are you now getting a bill, and what is an audit anyway? An audit is a process where the…
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Personal Liability Umbrella Policy – Increasing Need In Michigan
With the recent overturn of the Open and Obvious Doctrine, the potential for claims and lawsuits against Michigan property owners has increased significantly. The open and obvious doctrine was a…
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Do I Need to Buy Rental Car Insurance On Vacation?
This is one of the most frequent questions we are asked, and the answer is, it depends. Michigan auto policies provide coverage for a ‘temporary replacement vehicle’, and that coverage…
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Home Cyber Liability Insurance: What Does It Cover?
Cyber attacks are common for large businesses. In 2022 alone, there were over 4,100 publicly disclosed data breaches equating to approximately 22 billion records being exposed. But what about a…
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