Industry Blog

Michigan Car Insurance

Is My Car Insured For Shipt Deliveries?

February 20, 2024

Yes and No. Shipt provides some insurance, but here we will discuss the insurance you need to have for your own protection.   Personal auto insurance policies were created to provide…

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Workers Comp Insurance Audit

Workers Comp Insurance Audit Costing You More Money?

January 10, 2024

You paid for your full year of business insurance, so why are you now getting a bill, and what is an audit anyway? An audit is a process where the…

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Michigan Umbrella Liability Insurance

Personal Liability Umbrella Policy – Increasing Need In Michigan

December 21, 2023

With the recent overturn of the Open and Obvious Doctrine, the potential for claims and lawsuits against Michigan property owners has increased significantly.  The open and obvious doctrine was a…

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Rental Car Insurance Coverage

Do I Need to Buy Rental Car Insurance On Vacation?

December 7, 2023

This is one of the most frequent questions we are asked, and the answer is, it depends. Michigan auto policies provide coverage for a ‘temporary replacement vehicle’, and that coverage…

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Home Cyber Insurance

Home Cyber Liability Insurance: What Does It Cover?

November 13, 2023

Cyber attacks are common for large businesses. In 2022 alone, there were over 4,100 publicly disclosed data breaches equating to approximately 22 billion records being exposed. But what about a…

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Rising Insurance Costs in Michigan 2023

Major Inflation Impacting Your Insurance Rates

June 22, 2023

Opening your insurance renewal to see it went up 25%, 50% or even 100%? These steep increases have hit many other states in 2023 and are now being seen in…

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E-Bike Insurance

Do I Need Insurance For My E-Bike?

May 30, 2023

If your E Bike is stolen or someone is injured on it and sues you, are you properly insured?  As the E-Bike trend seems to be here to stay, a…

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Small Business Insurance

Does My Small Business Need Insurance?

May 2, 2023

Yes, even small businesses should have insurance. The type of insurance needed depends on the nature and size of your business. Here are some of the most common types of…

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