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Address: 510 Depot Dr., Suite 11, Traverse City, MI 49686
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Call or Text (231) 938-4408
Do I Really Need Full Coverage Auto Insurance, or Am I Overpaying?
It’s one of the most common questions we hear at Cardinal Insurance Group. And the honest answer is: it depends. But before we get into whether you need it, there’s […]
Why Is Home and Auto Insurance So Expensive Right Now?
If you’ve opened your renewal lately and thought, “What the heck happened to my insurance rates?”—you’re not alone. At Cardinal Insurance Group, we’re hearing it every day: “I haven’t had […]
Do I Need to Buy Rental Car Insurance in Michigan?
Michigan Rental Car Insurance: What You Really Need to Know Renting a car is common, whether you’re traveling, your vehicle is in the shop, or you simply need a temporary […]
Why Did My Car Insurance Go Up So Much?
On average, the cost for personal auto insurance in the US rose 20.6% over 2023 costs, which was also up an average of 17.4% from 2022. We all know that […]
Is My Car Insured for Delivery Driving? (Shipt, DoorDash, Uber Eats)
If you drive for services like Shipt, DoorDash, Uber Eats, or Instacart, one of the most important questions to ask is whether your personal auto insurance actually covers you while […]
Do I Need Rental Car Insurance? What Coverage You Actually Need Before You Drive
Updated May 2026 It’s one of the most asked questions in my 38 years as a licensed insurance agent. Do I really have to buy that insurance from the rental […]
Major Inflation Impacting Your Insurance Rates
Opening your insurance renewal to see it went up 25%, 50% or even 100%? These steep increases have hit many other states in 2023 and are now being seen in […]
Why Michigan’s Auto Insurance Fees Are Increasing
We were all thrilled to receive a $400 refund check per insured vehicle last summer, however Michigan’s Catastrophic Claims Association (MCCA), will soon be taking some of that back […]
Do I Need Michigan Uninsured Motorist Coverage?
We are seeing an increase in Michigan auto policies where protection against Uninsured Motorist liability has been purchased at the lowest limits available, and protection against Underinsured Motorist has not […]
Lyft Car Insurance In Michigan-What You Need To Know
Yes, if you are working for either Lyft services, you need to have additional insurance that covers you while using your vehicle for business. And Yes, Lyft provides some insurance, […]